Cheshire Financial Advice develops and implements financial strategies that
build confidence
now, and into the future.
They focus on everything that’s important to you, not just your
investments,
helping you make smarter decisions about your money and your life.
Services cover:
* There will be a fee for the mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £395. *
** We advise on a comprehensive range of mortgages from across the market, but not deals that you can only obtain by going direct to a lender. Our advice will be based on the most suitable mortgage product included within the range available to intermediary firms. Your home may be repossessed if you do not keep up repayments on your mortgage. **
Services cover:
** These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse. Failure to disclose any requested or relevant information may adversely affect any future claims. **
Services cover:
** The value of your investment and any income from it may go down as well as up. You may not get back the original amount you invested. Tax treatment is dependent upon individual circumstances and may be subject to change in the future. **
Services cover:
** The value of your investment and any income from it may go down as well as up. You may not get back the original amount you invested. Tax treatment is dependent upon individual circumstances and may be subject to change in the future. **
Equity release is a way of unlocking some of the value of your home and turning it into a tax-free, cash lump-sum. It’s essentially a long-term loan that’s repaid using your home once you pass away or require long-term care. Until then, you’ll remain a homeowner with no need to move out.
** Entering into a lifetime mortgage (or any form of equity release) will
reduce the amount of inheritance you can leave behind. It may also affect your tax position
and eligibility for welfare benefits. Interest will roll up over the life of the mortgage.
**
** Home reversion plans and lifetime mortgages are complex products. To understand the
features and risks, ask for a personalised illustration. **
We can’t live forever – but we can help your loved ones inherit as much of our wealth as possible. If your total assets are over the inheritance tax (IHT) threshold, your family may have to pay a bill soon after your death.
** Not all areas of Tax Planning are regulated by the Financial Conduct Authority **
Cheshire Financial Advice Limited is an appointed representative of pi financial ltd, which is authorised and regulated by the Financial Conduct Authority. Cheshire Financial Advice Limited is registered in England. Registered address - First Floor, 93 High Street, Cheadle, Cheshire, United Kingdom, SK8 1AA. Company number – 12341927 FCA Number - 923486. Pi financial ltd is registered in England. Registered address - Morfe House, Belle Vue Road, Shrewsbury, SY3 7LU. Company number – 3556277 FCA Number - 186419.
Find out how much your property is worth
0161 491 2709
enquiries@mitchellwilliams.co.uk